Farm Homeowners Coverage

<td>
  Not Available
</td>
<td>
  $1,000
</td>
<td>
  $10,000
</td>
Item Plus Standard Basic
Dwelling Building All Risks All Risks Named Perils
Bylaws Insurance $20,000 $20,000
Conviction Reward $1,000 $1,000
Fire Department Charges $10,000 $10,000
Guaranteed Replacement Available Available Not Available
Inflation Protection Included Included Included
Lock Replacement $500 $500 Not Available
Pollution Damage on Premises $5,000 $5,000 Not Available
Sewer Backup Extension Endorsement Available Available Available
Single Inclusive Limit Included Included Not Available
Tombstone of Spouse, Children $2,000 $1,500 Not Available
Trees, Plants, Shrubs $500/item $500/item $500/item
Detached Private Structures 15% 10% 10%
Hydro Poles & Lines on Premises $5,000 $5,000 $5,000
Personal Property All Risks Named Perils Named Perils
Limit (Percentage of Dwelling Limit) 80% 70% 60%
Replacement Cost Included Included Included
Temporarily Removed Included Included Included
On Exhibition $2,000 $2,000 $2,000
Parents Contents (Nursing Home) $10,000 $10,000 $10,000
Students Contents $10,000 $10,000 $10,000
Safety Deposit Box $25,000 $25,000 $25,000
Credit Card $2,000 $2,000 $2,000
Food Freezer Coverage $2,000 $2,000 $1,000
Special Limits      
Animals, Birds and other Pets $1,500 $1,500 $1,500
Audio/Visual Cassettes/Discs (auto/boat) $500 $500 $500
Bicycles $2,000 $2,000 $2,000
Business Tools (on premises) $3,000 $3,000 $3,000
Computer Software $3,000 $3,000 $3,000
Jewellery, Furs $6,000 $3,000 $3,000
Lawnmower, Snowblower, Golf Carts $10,000 $10,000 $10,000
Money or Bullion $500 $500 $300
Numismatic Property (Coin Collections) $500 $500 $300
Philatelic Property (Stamp Collections) $2,000 $2,000 $2,000
Saddle/Harness/Tack for Pleasure Horse $2,000 $2,000 $2,000
Securities $5,000 $5,000 $3,000
Silverware $10,000 $10,000 $10,000
Spare Automobile Parts $3,000 $3,000 $3,000 $3,000 $3,000
Watercraft $2,000 $2,000 $2,000 $1,000
Additional Living Expenses  20% 20% 20% 20% 20%
Mass Evacuation Included Included Included